The first session of HIGH-TECC day 2 is Bridging the Industry Communication Gap Panel.  The panel is a diversified group.  There are members from rating services, insurance carriers, Agents Council for Technology, ACORD, and insurance agents.  The issues considered in this discussion are those around the ability of insurance agencies to be able to do effective on-line rating using the data from their agency management systems and having the quote make the round-trip back to the agency management system.  The audience was very active in asking questions of the panel as well as expressing their needs and concerns on this subject.  I really like the terminology that Keith Savino used about comparative rating.  In their agency they refer to the software they use for comparative rating as “a data aggregation tool”.